23 Sep 2018
While lawyers handle the matter of resolving a court case, they rely on paralegals to accomplish other legal tasks. These include conducting legal research, drafting documents, organizing files, and any other delegated tasks a lawyer is usually responsible. In fact, according to the American Bar Association, they can improve a lawyer’s practice by fostering cost efficiency in some ways.
Clerical and administrative tasks may make up most of their responsibilities, but paralegals also perform other duties that can increase a lawyer’s chance of winning a case. Paralegal schools share how they can contribute to a lawyer’s victory:
Paralegals gather crucial court evidence by obtaining support documents and contacting resource persons. They also go the extra mile by handling the personal concerns of the clients, while offering encouragement and reassurance, especially those who are emotionally traumatized. Paralegals, particularly trustworthy ones, can encourage people to open up or share crucial information.
Help prepare arguments or formulate a defense
Paralegals know that even smallest detail can affect the outcome of the case. This is why lawyers can rely on them to draft pleadings, conduct legal and factual research, organize files, review client files, interview witnesses, and assist at trials and closings. Most of these tasks are necessary for preparing arguments and formulating the best possible defense.
Offer assistance in pro bono activities
With the employment of paralegals, lawyers and law firms will have the ability to provide more pro bono services just as legal paid services. Paralegals can be relied on to perform important legal tasks that would otherwise be performed by a lawyer. This can then offer savings, as well as professional development.
With a wide array of task paralegals can perform, they make a great addition to a competitive legal team. Apart from helping lawyers achieve success, they also help law firms provide better services by positively transforming the lives of clients. This is why no one should hesitate enrolling in a paralegal school or making this profession a choice of career.
Even if you’re new to skin care, you’ve undoubtedly heard of things like “10-Step Korean Skin Care” or “Everyday Skin Care Routine.” While these things may prove effective to some, many include products you don’t really need on your skin, causing you to unnecessarily spend too much.
Too many products may even prove to be harmful to your skin. In fact, the U.S. Food and Drug Administration reports that in 2016, they received the second most number of complaints about skin care products, next to hair care.
That’s why it’s better to only use these four essential skin care products for healthy skin and a quick skincare routine.
While you might think your regular beauty soap is enough, it doesn’t remove all the dirt and makeup that accumulate in your pores. Because of this, you need a proper facial cleanser that has all the ingredients specifically made to remove the dirt left on your face.
Everyone needs a moisturizer, even those with oily skin. Your skin needs the extra hydration that moisturizers provide to combat the damage that exposure to the sun, harsh weather, and strong chemicals cause.
It’s not skin care if you don’t include sunscreen in your routine. Countless studies throughout the years have proven the negative effects of exposure to UV rays on the skin. Sunscreens help prevent rapid skin aging, pigmentation, and the development of skin cancer due to sun exposure.
Water is the cheapest and most natural skin care product. There’s a reason experts recommend drinking at least 8 glasses of water every day. It helps rid the body and the skin of toxins. Drinking water also keeps your skin naturally moisturized.
After you’ve perfected a skin care routine that involves only these four products, that is the time you may start adding depending on the needs of your skin. Just remember that no skin type is the same, so only you can tell what works best for you.
These days, you can enjoy many benefits when you invest in a sturdy storage tank. First, there is no contamination since each liquid product is stored in a separate container. In addition, when you have an aboveground steel tank, you can store rainwater. Hence, you can reduce your overwhelming water bills and save money for other important equipment. Since storage tanks are very important, you have to maintain them. With that in mind, this article discusses some of the signs of a damaged tank.
Rust, Dents, and Spots
As time goes by, the tank deteriorates. Ugly spots, dents, and rust will start appearing. These marks usually indicate trouble with your tank. The best remedy that you can give to such a container is having an expert undo the marks. Remember that if rust and spots are left unattended to, they can easily contaminate your products or cause leaks.
A Faulty Vent Alarm
Some tanks come with automated features. One of them is a vent alarm. If you happen to buy such a tank and do not hear a sound when it is filled, the container is faulty. Having a professional handle the repairs as soon as possible is critical.
Tanks have pipes to facilitate the movement of liquids. Much like plumbing pipes, they are also prone to clogs. Cold temperatures might cause the clogs. Clogs are some of the worst storage tank problems, and if you are not careful, you might end up buying a new container.
Overall, the life of your storage tank greatly depends on how well you maintain it. When it is left unattended, the damages become more costly to handle. Just remember that an ounce of prevention is worth a pound of cure.
Weddings are an expensive affair. The Knot, a famous wedding planning website, reported that weddings in the United States cost approximately $33,391 in 2017 alone. The total could also go up depending on the location of the wedding. For instance, couples in Manhattan, New York can spend as much as $76,994 while those from Southern Florida shell out around $40,634.
Given the expense, it comes as no surprise that people can now take out insurance policies for weddings. They fall under special events insurance policies in Cape Coral and now rank alongside car insurance, home insurance, and flood insurance in Florida. Wedding expenses are investments, after all, it says on the website of Gulf Harbor Insurance, a provider of personal insurance policies in the Sunshine State.
So, what exactly does wedding insurance cover, and why are couples spending extra for it?
Protection from Unprecedented Circumstances
Few other occasions bring together a diverse and large number of suppliers in one event. Weddings are expensive because they call on different suppliers for various needs. There’s the wedding venue, food caterer, wedding cake baker, dessert caterer, beverage caterer, and suppliers for the flowers, lights, decorations, sound system, and music equipment — the list could go on and on.
These suppliers require a down payment to book their services. If any of them suddenly cancels due to unforeseen circumstances (ex: the supplier goes out of business, a calamity hits the supplier), it might be difficult to get back the reservation fee. Wedding insurance reimburses those expenses .
Protection from Unreliable Suppliers
Cancellations due to unprecedented events are forgivable, but if a wedding supplier is just unreliable and it makes the wedding plans go awry, it’s a bitter pill to swallow. Whether it’s not getting the entourage’s gowns and tuxedos or if the cake was damaged en route to the reception, a couple will want to get their money back. Not all suppliers offer a 100% refund, however, and some don’t give a refund at all. By having their wedding insured, a couple may get a refund in case a supplier doesn’t show.
Option to Postpone
Wedding insurances don’t cover cancellations because the bride or groom gets cold feet. They do, however, provide compensation if the couple postpones the wedding due to sickness or injury (applies to the couple and important guests), bad weather, vendor no-show, and a sudden military assignment or corporate relocation.
It should give couples peace of mind knowing that their weddings have insurance coverage. With the right policy, they can plan their weddings confidently.
16 Jul 2018
Gold is still as desired as it was thousands of years ago, and many people still prefer gold for their jewelry pieces. But many people do not know the quality of the gold they are purchasing, and that there are various types of gold plating, you can alternatively use in your jewelry pieces.
To understand the different types of gold-coating from jewelers in Salt Lake City, AAA Jewelers recommends that you need to look at the metal’s quality stamp. The kind of gold plating used is found in the initials on the quality stamp. Here are several gold plating options you will come across.
If your piece is gold-plated it means it has a thin gold layer on its surface. The base metal of your jewelry can be brass or stainless steel. For a piece to be termed ‘gold-plated,’ its gold layer should be not less than 7millionth of one inch, and it should contain more than 10K gold. Gold plated jewelry is indicated on its stamp as GEP or GP.
This jewelry is also called rolled gold-plated. It has a broader gold coating compared to gold-plated jewelry and is more durable. Rolled gold-plated jewelry pieces have more than 10K gold, but this content might be less than 1/20 of your jewelry’s weight. The underlying metal in this jewelry is stainless steel, copper or brass. The stamp of a gold overlay has G.O or R.G.P initials.
The gold content of gold filled pieces is more than 10K and more than 5% of your jewelry’s weight. With proper care, gold filled jewelry neither peels off nor flakes and is harmless for those with sensitive skin. Gold filled pieces have a GF mark on their quality stamp.
From the above options, you can now choose the right gold jewelry piece without spending too much. You also understand gold plating much better and pick the best piece for you. Get a genuine jeweler and start revamping your gold jewelry collection.
16 Jul 2018
Moving is very stressful. This is true if you are moving a house or an office, especially if you are moving a long distance. Full-service movers long distance is the ideal solution. They will do everything from the packing to unpacking. All you have to do is sit back and relax. However, you still have to take control of some things. Here are some red flags that will tell you to look for another moving company.
When you ask for a quote, a full-service mover should give you a detailed list of what they will do for you. They will also tell you how much each service is going to cost. If the mover does not bother to walk through the property and gives you a single-line quote, be wary. You may be looking at double or even triple the quote for your move at the end of the day. Ask for a detailed, binding estimate. If the mover is vague about the details of the job, look for another mover.
Reputable full-service long distance moving companies like Colonial Van Lines will offer you options when it comes to insurance. Damaged and lost items are common when moving long distances, even if a professional crew does the packing. The moving company will explain that standard insurance will only pay a small amount by the pound. It will not take into account the actual value of the item. Full coverage will compensate you for the value of any lost or damaged item. It is a bad sign if the mover does not bring this up with you at the start.
A big red flag for a long distance mover is the lack of credentials. Do not take their word for it that they have the proper credentials. Ask for their USDOT or MC number of the mover. This is to make sure the company has the right licenses to move cargo across state lines. If the company is not forthcoming about this, take heed and look for someone else to do the job.
Full-service movers long distance can take on much of the work for a move. However, you want to make sure you are making the right choice. Take these three red flags seriously and you will.
If you are dreaming of starting your own home salon business, you need to ready yourself for the challenges ahead. It will not be that easy to see it to fruition, but you can have it by practising certain characteristics on a daily basis.
Here are just a few of these essential personal traits that home salon owners should have and keep.
Passionate – Awareness at what drives you is required for entrepreneurs so that they keep going whatever problems they need to face. When you know what you are passionate about, this becomes your inspiration to succeed.
True, profit can be a good reason to be in business, but you have to find a deeper passion for driving you, such as continuously learning, making connections or improving your craft.
Hungry For Knowledge – Start by being open to new techniques and technology that can improve your business and services. It may mean investing in lessons and new equipment regularly.
However, know that every time you buy better hair thinning scissors or learn a course on a new salon service, you gain the chance of improving your services and expanding your client market.
Creative – This attribute may not seem necessary when running a business, but with a home salon, you cannot help but be creative. You can be creative by conceptualising your promotional drive to increase customer loyalty. Find creative ways of expanding your market.
Yes, you can apply creativity in your skill and artistry in hair styling, but it can go further than that. As a rule, you only limit your proficiency by your imagination.
You are now in charge of your own company, but more importantly, you should be able to take charge of your personality traits. Besides, it is best to practice these characteristic while your business is still new.
Imagine the chaos you would have to deal with if your venture has already expanded and you still have not developed these attributes. Best that you start now so you can truly control your business and your future.
There are many ways to up the level of your career. While others get additional professional training, some fields and disciplines may require professionals to take a certification tests. Some are feel stressed and anxious at the mention of this exam.
But you should not be. Things can get easier if you make the right preparation. Whether you are an IT professional or an actuary looking for a chance to get to the next level of your career, here are some of the things you may want to keep in mind.
Read on to learn more:
Know the types of exams
Now that you are determined to take the test, among the first things you need to do is determine the types of exams that will be given to the batch. You can ask the previous year’s test takers to have an idea. That way, you can prepare for what is to come, whether it’s essay, multiple choice, or identification test type.
Find someone who can teach you
You are not alone in this test. You can always seek help. For one, you may ask a co-worker or a supervisor who has passed the test. Ask for pointers and tips. Doing this will give you a first-hand account of what it is like to take the test. Furthermore, the pointers and tips you will get from them will help with your review and strategy.
Part of the entire preparation is testing one’s self. So get your CertBlaster Network Plus N10-007 Exam Guide or a practice test sheet to gauge your capacity. Finding your errors will allow you to build on them.
These are just some of the things to keep in mind if you want to increase your odds of passing your certification test. You can have your own study team if you want.
When it comes to starting a craft brewery, passion for the product and industry alone is not enough. These are only the tip of the iceberg when it comes to having a successful business. What are the other things you need to succeed? Here are some of them:
Everything Starts with a Plan
To get good results, you need to know the steps you’ll take to get you there. Failing to plan is planning to fail, as the common saying goes. This is why your business plan should give a clear series of actions and solutions (if problems arise) to take.
It must begin with how you intend to fund it, how you’ll market and sell the product to allow your venture to grow, and how you plan to keep your business running. This business plan will serve as your guide and an ideal way to draw in investors. Another reason to make a plan? If you find yourself in need of a loan, you will need this to prove that your project is sound.
Getting Your Product Out
Unless you intend to open a brewpub and sell directly to end users, you’ll need to create or contact a network of distributors as mandated by law. Consider and secure the deal before you get started. No matter the level of the distributor, local or national, you will want an assurance to keep your products moving instead of just sitting in your inventory.
Sourcing Your Materials
As you learn your craft, you’ll find that there may be ingredients you prefer. When you reach that point, you will want to secure your own suppliers and ensure that you can access everything you need.
Try a variety of combinations to help you decide, then start shopping around to know where to get what you need. Once you know where to buy your galaxy hops, centennial hops, or any other raw ingredient you might need to make your particular blend, make the arrangements to obtain the best quality ones for your end product.
Breweries need specific permits in order to go into production. Find professionals who can help with your paperwork to ensure you are ready for operations.
Mortgages are often difficult to understand in one go. One has to get abreast with more information and explanation from available resources or a mortgage originator. It can be really confusing at the start. One key mistake is comparing rates instead of the APR.
So, many prospective borrowers end up with a wrong mortgage company. Utah can offer many options for the right lender one deserves. So, before diving into the mortgage world, ask the following questions first.
Is your rate or APR the lowest I can get?
Provided the qualifications and the preferences you have, be direct in asking this question as lenders always avoid customers haggling with rates and other fees.
After I apply, how long will you hold my rate?
Usually, the best rates must come with a 30–45 day rate hold periods, also called “quick close rates.”
Is there a chance to obtain a pre-approval at a given rate?
Take note that pre-approvals, most of the time, come with rate premiums.
When prepaying, how much extra can I make annually without penalty?
The standard “closed” mortgages would give yearly prepayment options from a low of 10% or a high of 30% of the amount of the mortgage.
What are the payment frequencies available?
Mostly, lenders offer weekly, bi-weekly, monthly, and bi-monthly payment frequencies. It is advisable that you look for these options so you can easily manage your payment schedule.
Is it possible to break my mortgage any time?
Generally, breaking a mortgage early comes with a penalty. Some lenders, however, would only allow it if you sell your property. Some would not allow it at all.
Is it possible to increase my mortgage at any given time and at a discount and without penalty?
This is important when you are refinancing or planning to buy a more expensive home. Often, penalties are in place. Some would not offer the best rates to dissuade one to increase the mortgage.