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Man holding a gold barGold is still as desired as it was thousands of years ago, and many people still prefer gold for their jewelry pieces. But many people do not know the quality of the gold they are purchasing, and that there are various types of gold plating, you can alternatively use in your jewelry pieces.

To understand the different types of gold-coating from jewelers in Salt Lake City, AAA Jewelers recommends that you need to look at the metal’s quality stamp. The kind of gold plating used is found in the initials on the quality stamp. Here are several gold plating options you will come across.

Gold Plated

If your piece is gold-plated it means it has a thin gold layer on its surface. The base metal of your jewelry can be brass or stainless steel. For a piece to be termed ‘gold-plated,’ its gold layer should be not less than 7millionth of one inch, and it should contain more than 10K gold. Gold plated jewelry is indicated on its stamp as GEP or GP.

Gold Overlay

This jewelry is also called rolled gold-plated. It has a broader gold coating compared to gold-plated jewelry and is more durable. Rolled gold-plated jewelry pieces have more than 10K gold, but this content might be less than 1/20 of your jewelry’s weight. The underlying metal in this jewelry is stainless steel, copper or brass. The stamp of a gold overlay has G.O or R.G.P initials.

Gold Filled

The gold content of gold filled pieces is more than 10K and more than 5% of your jewelry’s weight. With proper care, gold filled jewelry neither peels off nor flakes and is harmless for those with sensitive skin. Gold filled pieces have a GF mark on their quality stamp.

From the above options, you can now choose the right gold jewelry piece without spending too much. You also understand gold plating much better and pick the best piece for you. Get a genuine jeweler and start revamping your gold jewelry collection.

Man carrying box with thumbs upMoving is very stressful. This is true if you are moving a house or an office, especially if you are moving a long distance. Full-service movers long distance is the ideal solution. They will do everything from the packing to unpacking. All you have to do is sit back and relax. However, you still have to take control of some things. Here are some red flags that will tell you to look for another moving company.

No details

When you ask for a quote, a full-service mover should give you a detailed list of what they will do for you. They will also tell you how much each service is going to cost. If the mover does not bother to walk through the property and gives you a single-line quote, be wary. You may be looking at double or even triple the quote for your move at the end of the day. Ask for a detailed, binding estimate. If the mover is vague about the details of the job, look for another mover.

No insurance

Reputable full-service long distance moving companies like Colonial Van Lines will offer you options when it comes to insurance. Damaged and lost items are common when moving long distances, even if a professional crew does the packing. The moving company will explain that standard insurance will only pay a small amount by the pound. It will not take into account the actual value of the item. Full coverage will compensate you for the value of any lost or damaged item. It is a bad sign if the mover does not bring this up with you at the start.

No credentials

A big red flag for a long distance mover is the lack of credentials. Do not take their word for it that they have the proper credentials. Ask for their USDOT or MC number of the mover. This is to make sure the company has the right licenses to move cargo across state lines. If the company is not forthcoming about this, take heed and look for someone else to do the job.

Conclusion

Full-service movers long distance can take on much of the work for a move. However, you want to make sure you are making the right choice. Take these three red flags seriously and you will.

Salon EquipmentsIf you are dreaming of starting your own home salon business, you need to ready yourself for the challenges ahead. It will not be that easy to see it to fruition, but you can have it by practising certain characteristics on a daily basis.

Here are just a few of these essential personal traits that home salon owners should have and keep.

Passionate – Awareness at what drives you is required for entrepreneurs so that they keep going whatever problems they need to face. When you know what you are passionate about, this becomes your inspiration to succeed.

True, profit can be a good reason to be in business, but you have to find a deeper passion for driving you, such as continuously learning, making connections or improving your craft.

Hungry For Knowledge – Start by being open to new techniques and technology that can improve your business and services. It may mean investing in lessons and new equipment regularly.

However, know that every time you buy better hair thinning scissors or learn a course on a new salon service, you gain the chance of improving your services and expanding your client market.

Creative – This attribute may not seem necessary when running a business, but with a home salon, you cannot help but be creative. You can be creative by conceptualising your promotional drive to increase customer loyalty. Find creative ways of expanding your market.

Yes, you can apply creativity in your skill and artistry in hair styling, but it can go further than that. As a rule, you only limit your proficiency by your imagination.

You are now in charge of your own company, but more importantly, you should be able to take charge of your personality traits. Besides, it is best to practice these characteristic while your business is still new.

Imagine the chaos you would have to deal with if your venture has already expanded and you still have not developed these attributes. Best that you start now so you can truly control your business and your future.

Lecture There are many ways to up the level of your career. While others get additional professional training, some fields and disciplines may require professionals to take a certification tests. Some are feel stressed and anxious at the mention of this exam.

But you should not be. Things can get easier if you make the right preparation. Whether you are an IT professional or an actuary looking for a chance to get to the next level of your career, here are some of the things you may want to keep in mind.

Read on to learn more:

Know the types of exams

Now that you are determined to take the test, among the first things you need to do is determine the types of exams that will be given to the batch. You can ask the previous year’s test takers to have an idea. That way, you can prepare for what is to come, whether it’s essay, multiple choice, or identification test type.

Find someone who can teach you

You are not alone in this test. You can always seek help. For one, you may ask a co-worker or a supervisor who has passed the test. Ask for pointers and tips. Doing this will give you a first-hand account of what it is like to take the test. Furthermore, the pointers and tips you will get from them will help with your review and strategy.

Test yourself

Part of the entire preparation is testing one’s self. So get your CertBlaster Network Plus N10-007 Exam Guide or a practice test sheet to gauge your capacity. Finding your errors will allow you to build on them.

These are just some of the things to keep in mind if you want to increase your odds of passing your certification test. You can have your own study team if you want.

Craft Beer BreweryWhen it comes to starting a craft brewery, passion for the product and industry alone is not enough. These are only the tip of the iceberg when it comes to having a successful business. What are the other things you need to succeed? Here are some of them:

Everything Starts with a Plan

To get good results, you need to know the steps you’ll take to get you there. Failing to plan is planning to fail, as the common saying goes. This is why your business plan should give a clear series of actions and solutions (if problems arise) to take.

It must begin with how you intend to fund it, how you’ll market and sell the product to allow your venture to grow, and how you plan to keep your business running. This business plan will serve as your guide and an ideal way to draw in investors. Another reason to make a plan? If you find yourself in need of a loan, you will need this to prove that your project is sound.

Getting Your Product Out

Unless you intend to open a brewpub and sell directly to end users, you’ll need to create or contact a network of distributors as mandated by law. Consider and secure the deal before you get started. No matter the level of the distributor, local or national, you will want an assurance to keep your products moving instead of just sitting in your inventory.

Sourcing Your Materials

As you learn your craft, you’ll find that there may be ingredients you prefer. When you reach that point, you will want to secure your own suppliers and ensure that you can access everything you need.

Try a variety of combinations to help you decide, then start shopping around to know where to get what you need. Once you know where to buy your galaxy hops, centennial hops, or any other raw ingredient you might need to make your particular blend, make the arrangements to obtain the best quality ones for your end product.

Breweries need specific permits in order to go into production. Find professionals who can help with your paperwork to ensure you are ready for operations.

Home Financing MortgageMortgages are often difficult to understand in one go. One has to get abreast with more information and explanation from available resources or a mortgage originator. It can be really confusing at the start. One key mistake is comparing rates instead of the APR.

So, many prospective borrowers end up with a wrong mortgage company. Utah can offer many options for the right lender one deserves. So, before diving into the mortgage world, ask the following questions first.

Is your rate or APR the lowest I can get?

Provided the qualifications and the preferences you have, be direct in asking this question as lenders always avoid customers haggling with rates and other fees.

After I apply, how long will you hold my rate?

Usually, the best rates must come with a 30–45 day rate hold periods, also called “quick close rates.”

Is there a chance to obtain a pre-approval at a given rate?

Take note that pre-approvals, most of the time, come with rate premiums.

When prepaying, how much extra can I make annually without penalty?

The standard “closed” mortgages would give yearly prepayment options from a low of 10% or a high of 30% of the amount of the mortgage.

What are the payment frequencies available?

Mostly, lenders offer weekly, bi-weekly, monthly, and bi-monthly payment frequencies. It is advisable that you look for these options so you can easily manage your payment schedule.

Is it possible to break my mortgage any time?

Generally, breaking a mortgage early comes with a penalty. Some lenders, however, would only allow it if you sell your property. Some would not allow it at all.

Is it possible to increase my mortgage at any given time and at a discount and without penalty?

This is important when you are refinancing or planning to buy a more expensive home. Often, penalties are in place. Some would not offer the best rates to dissuade one to increase the mortgage.

elders made travel easyFor most families, travelling with the elderly poses some problems. While they surely want to tag their parents or grandparents along, certain circumstances keep them from doing so. There will be constant worries and a lot of planning to do to make sure that things are going to be all right.

It doesn’t have to be difficult, though. As long as you keep in mind the basic necessities, then you’re covered. You get to enjoy the vacation minus the stress. If you’re looking for some ways on how to make travelling with your parents and grandparents much easier, here are some of the things to keep in mind. These apply whether you are going on an LDS vacation in Israel or on a simple stay-cation.

Cover the essentials

Before you leave home, you need to make sure that all the essentials for your parents or grandparents are already packed. These may include the meds, special blankets, and weather-appropriate clothes. Doing this will save you from headaches eventually.

Choose elderly-friendly places

You wouldn’t want to take your parents to destinations that may stress them out. With that, you should take your elderly to places that may soothe them. Parks and restaurants are a good place to start. Just don’t go where there are a lot of people.

Seek assistance

If you truly want to save yourself from stress, you may want to have a caregiver who will take care of your parents or grandparents. When booking a hotel, you should go for accommodations that can easily provide assistance or support for your parents.

Travelling with your old parents or grandparents should not take away the fun from the activity itself. All you need to do is be ready. Plan ahead and manage the logistics so that things will go and flow efficiently.

Sentosa Island in SingaporeThere is more to Singapore than just Sentosa and the Merlion. There are so many things to do that it will take you more than a few days just to enjoy the urban and natural attraction in this buzzing metropolis.

In fact, aside from the one in the Merlion Park, there is also a larger Merlion in Sentosa Island that is equally iconic. And this one is open to the public!

If you are here in Singapore, here are just some of the things you can enjoy in this wonderful city-state.

Hawker Centre

One of the best ways to get a taste of most of their local delicacies is at a hawker centre. Singapore has an amazing plethora of street food, which you can have a sample here.

Gardens by the Bay

If you are looking for an escape in the urban jungle, then Gardens by the Bay is the best place for you. It is conveniently located in Marina Bay and has a variety of activities for urban adventurers.

Here you can find the Supertree Grove. It is the most famous landmark that features at least 18 supertrees that support a 419-foot-long aerial walkway.

Marina Bay

Next to Sentosa Island, most people also consider the district of Marina Bay a tourism epicentre. It houses several attractions such as The Float at Marina Bay and the ArtScience Museum. You will also find the Gardens by the Bay and the Singapore Flyers near the area.

Singapore Zoo

Singapore Zoo has at least 12 exhibits that give you a glimpse of various wildlife settings. You can even go on an adventure at the Primate Kingdom and see at least 39 species of primates.

The Singapore Zoo is famous not only for its collection of wildlife variety but because of how animals appear to be well cared for as well.

Singapore Flyer

Singapore Flyer offers visitors a 360-degree view of the country’s urban landscape. It is also considered as Asia’s biggest observation wheels that give visitors a glimpse of its neighbouring countries from the highest point.

These are just some of the places that you can go to when you visit Singapore. The country has a lot more surprises aside from those mentioned here. What are you waiting for? Discover the country and everything that it has to offer now!

Gold jewelriesWhether you’re looking for a wedding band, an engagement ring, or simply a gift for your significant other, buying the right ring is a must.

Finding a jewelry store in Salt Lake City is easy, but choosing the right ring can be tricky. To help you better evaluate which is the right one, certain questions have to be answered by your jeweler. There are no right or wrong answers, as the answers should match your personal preference.

Is it the right size?

Your ring should complement the size of your finger. It should not be too big that your finger is covered, or too small that your skin overpowers it. The best way to know which size suits you is to try it. If it’s going to be a surprise, you should still get the perfect fit.

Is the ring resizable?

Some rings can be resized easily with some push and pull, while others need a professional jeweler to adjust it. Easily resizable rings is a good option if you don’t know your actual ring size, or would want to wear your rings for a long time. Note that body shape changes and that includes your fingers, so having a resizable one would be practical.

What kind of stone do you want?

Engagement rings usually have diamonds, but some women would like to go with a different kind of stone. Before choosing your stone type, do some research to know what type of stone is best suited for your taste and lifestyle.

How much is it?

Do not forget to set aside a budget. Rings and good quality jewelry, in general, do not come cheap and should be a good investment.

What kind of maintenance does it need?

Some jewelry is hard to maintain, while others can easily be cleaned with a cleaner and water. Before deciding what type of ring to buy, make sure you are aware of its maintenance procedures.

Find the right jeweler and jewelry for you with the help of these informative questions.

Singapore city skyline at nightConsidered as one of the cleanest and safest places in the world, Singapore has long been a popular destination for holidaymakers. This Southeast Asian city-state and island country boasts of a perfect mixture of architecture, culture, history and nature.

Below is a list of cool places to visit in Singapore, which you should not miss on your next trip:

Sentosa

This popular island resort screams leisure and relaxation. Known as the State of Fun, it boasts of a vast array of attractions for all ages, including beaches, nature trails, spas, restaurants, adventure and theme parks, entertainment and more. This premier destination is the perfect place for you to kick back, relax and enjoy a day or week out with your loved ones.

Night Safari

The Singapore Night Safari, the world’s first wildlife night park, is home to nocturnal creatures from eight geographical areas. You can hop on a tram or join walking tours to familiarize yourself with the creatures that thrive after the sun sets. These include spotted hyenas, clouded leopards, pangolins, tapirs and river hogs.

Clarke Quay

If you are a night owl but would rather party with people instead of embarking on a night safari, then Clarke Quay is the place to go. Singapore’s famous party hub is host to a wide selection of themes and attractions that come to life after sundown. Originally a centre of commerce, it is now a labyrinth of restaurants, concept bars, pubs, retails stores and recreation outlets.

Marina Bay

Marina Bay is probably the most popular place in Singapore. This picturesque area offers a spectacular view of Singapore’s prime waterfront site with iconic hotels, skyscrapers and attractions.

Chinatown

Chinatown is both a gastronomic and shopping paradise. Aside from housing historical attractions, it is known to have the cheapest souvenirs. It is also home to numerous restaurants and hawker food vendors. So if you are looking to satisfy your authentic Chinese food cravings, then this is where you should go.

Surely, Singapore offers something for everyone, whether you are a nature lover, history buff, backpacker, city tripper, adventure seeker, sightseer, shopper or food lover.


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