reliable virtual assistantHome based jobs are a growing trend among the working class. It holds great appeal for many reasons. As many people today may not be amenable to regular working hours, the flexibility of home-based jobs makes it appealing.

More than being appealing to employees, though, it offers many benefits for employers, as well. Businesses are starting to depend on work from home employees. After all, it saves you the trouble of having to rent office space. You get flexibility in terms of employment conditions, and it is a cost-effective way of filling out your roster.

Here is a closer look at some of the most important benefits home employees can give to your business:

Flexible Employment Terms

As an employer, you want to make as many cost-effective decisions as you can. Hiring home-based employees offers you the opportunity for flexibility. You can hire a quality virtual assistant for only the period when you will need them. This also reduces the effects of contractual obligations.

Virtual Office Space

You do not need to have a physical base of operations. You can operate from different locations that are most convenient for your employees. This is especially attractive to people who want to avoid the hectic rush hour traffic. On your end, you save resources because there is no need to set up an appropriate workplace for them.

Virtual Connectivity

Through the Internet, you can connect with different levels of your team. This provides an atmosphere that is more conducive to productivity. As employees are able to work in environments most convenient for them, the level of output is increased. While everyone works at their own pace, you get to monitor progress to be sure that you meet deadlines.

Keep these benefits in mind. Hiring home-based employees to fill out your staff is a good way to balance productivity and cost-saving measures. Your employees will work at optimum levels and your business will thrive in the end.

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bankruptcy signEvery decision has its own consequences. When someone loves to splurge on designer clothes and eat out with friends beyond his spending capacity, he risks ending up broke.

Keeping your money under control is never easy. At some point, you can experience living paycheck to paycheck and have no other option but to cry. If you don’t want that awful situation, you have to live within your means and change your habits.

Make Small Cuts

Trim your spending as much as possible, so you can save enough money for the future. This is one of the golden rules for a happy financial life. If taking the bus or train means avoiding debt, then do it. Before you go to the grocery store, it helps to have a shopping list, stick strictly to it, and compare prices. No matter how tempting it is to buy chocolates or sodas, don’t purchase anything that’s not on your list.

Borrow Only What You Can Pay

There is always that moment when you’re short on cash and you need to get a loan to fund an emergency situation. Whether it’s Payday Loans, Title Loans or Signature Loans, these schemes can help finance your activities. Without control, however, they can lead you to debt. This is the reason you should not borrow a huge amount of money if you can’t pay off your loan faster.

Keep in mind that the bigger the loan, the longer you need to pay for it. Industry expert UtahMoneyCenter.com explains that it’s always best to plan carefully and research thoroughly when it comes to how you are using your money.

Don’t Be Afraid to Say No

There are several benefits to this: more time for budgeting and reduced monthly expenses. Saying no to someone who planned a night out doesn’t mean you don’t care for him. Be honest about your situation and tell them what you only have. True friends are those who can understand your financial situation and help achieve your goals. Of course, you can treat yourself once in a while, but do it the smart and frugal way.

Sure, the first step to success is always the hardest, but after that, your financial situation will get better and better.

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toddler readingStudies show that imagination plays a vital role in your child’s development. When children play pretend, they develop language skills, positive self-concept and emotional intelligence. It’s important that as a parent, you create a conducive environment that will allow your child’s imagination to run free.

Imagination to facilitate child development

HeguruEducation.com.sg believes that child enrichment can be jumpstarted through imagination. Sharpen the child’s creative thinking as this has lasting benefits to the child’s emotional and social health.

Studies show that imagination builds self-confidence. If you can show the child a mental picture of him as a fearless superhero that fights the bad guys, the child will feel empowered and secure. You’ll be surprised that they are not afraid to take risks and discover their talents.

Imagination also upgrades interpersonal skills. When children play pretend, they are able to be in the shoes of the person they are pretending to be, thus they develop concern for others and improve problem-solving skills. As they play house, they realise how they can pay due respect to parents and relate properly to siblings.

Imagination as a tool for learning

If the child sees a simple pencil as a knight’s sword, it means they are beginning to think symbolically. Symbolic thought is crucial to the learning process of the child because it boosts the cognitive aspect of their development and facilitates intellectual maturity. When enhanced to its full potential, symbolic thought will contribute to linguistic and mathematical skills.

Imagination and role as a parent

You can cultivate your child’s creativity through different ways. Read books that have lots of pictures so that your child will have a wide vocabulary and familiarity with things even at a young age. This will also further stimulate curiosity, a very important element in the learning process.

You can also make up your own stories and make the child the main character. Use pictures and props to make storytelling time interactive and fun. Inspire the child to create their own stories in the process.

Children learn best when they use creativity. Involve them in imaginative activities so that they can realise their utmost potential.

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housesWhile other people are investing in bonds and stocks, only a few are investing in Australian real estate. This is an investment peppered with land mines, but if you find a good one, it can yield higher returns—more than what you’ll earn from the riskier bonds and stocks.

When choosing a real estate investment, your goal should be to get as close as possible to these scenarios:

Provides Positive Cash Flow

Investing in a particular property is risky, but remember that risk and return always go together. According to Pointcorp Developments and other real estate investment experts, make sure that your investment pays a fair cash-on-cash return. To do this, you need to invest in large cash flow-positive properties, such as subdivisions, penthouse residences, and gated communities, instead of investing in one unit in a self-contained living space that would only generate negative cash flow.

Not Too Risky for an Investment

All real estate investments are extremely high-risk, that’s a fact. In many of those investments, there are just so many things that can go wrong that you may never see a dime of your money again. Land, development of real estate, and fixer uppers all have high-risk profiles. But if you can simply take freehold title to the properties you purchase in your own name or an organisation you own, they would not be much of a risk.

Also, you need to consider the location of your real estate investment. Build your investment properties in low-risk areas, such as Townsville and Brisbane.

Requires Little Time and Management

Some properties require too much management and time to make them good investments. Some of these include low quality properties in non-strategic areas, college rentals, and vacation rentals. Properties rented for long-term are smart investments, as they take the least time and effort to manage.

It’s the low risk, cash flow-positive, and low maintenance real estate properties that are the best investments. But it’s not as simple as finding a property and buying it—you need to do some hard work and research, and find experts to obtain the best real estate investments.

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pregnantYou are at high risk of developing gum disease and other dental problems when you’re pregnant. Hormonal changes may cause your gums to be sensitive and for bacteria to develop. This may lead to gingivitis and you may experience bleeding or swelling gums. If you’re pregnant, it is important that you take care of your health and practice good dental care habits.

Here are a few tips on how you can protect your teeth during pregnancy:

Skip the sweets

Keep an eye on your sweet cravings. Remember, candies and chocolates can make your teeth more susceptible to tooth decay. Booragoon Dental strongly recommends that you cut down on sugar and satisfy your sweet cravings on fruits. If you give in to sugar, brush your teeth right after eating.

Increase calcium and vitamins

Calcium strengthens your teeth and builds strong bones for your baby. Boost your calcium intake by consuming milk, yogurt, cheese and spinach. You should also increase Vitamin C in your diet because it reduces gum problems and helps fight body infections. Orange and grapefruit juice, strawberries and mangoes are good sources of Vitamin C.

Follow good oral hygiene

Brushing your teeth regularly should always be on top of your oral hygiene list. It’s your primary protection against tooth decay. If you feel nauseous when brushing your teeth, you may use a small toothbrush and slow down brushing. You may also change into neutral tasting toothpaste. Ask your dentist about toothpaste that suits your pregnancy needs.

Taking care of your oral health is important during pregnancy because it is the time when you are most vulnerable to diseases and other health problems. Practice good dental care and monitor your diet. Remember, you are protecting not just your body from possible illnesses, but also the life of that precious child growing inside you.

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inside an officeYou recently experienced an accident at work, but you’re tempted to just let it slide for whatever reason. Perhaps you think that it’s relatively minor, or you don’t want to cause any issues in your workplace. Maybe you’re even scared that you will lose your job or end up harming your career.

The truth is that the accident happened because something went wrong. By staying silent, you do yourself and many others a great disservice.

1. It could happen again – The most important reason to disclose the accident and take action is because of the risks to yourself and your co-workers. If you do nothing, there is a very real risk that the same incident could end up occurring sometime in the future.

2. You miss out on compensation – You suffered because of your job, and you deserve compensation for that. Most work related accidents cause much more than physical injury; they can result in undue mental anguish as well. The incident could weigh heavily on your mind, affecting your work and personal life.

3. It might happen in other companies – Did you suffer the injury because of faulty equipment? Then the workers of other companies that use that equipment are also at risk. The next time it happens, there’s no guarantee that it will be a minor incident. You have a strong case against the manufacturer, and more importantly, a moral obligation to inform others about it.

4. The injury could be permanent – There is a chance that the injury will affect you for the rest of your life, or at least for many years in the future. Even if it doesn’t directly prevent you from working, it might make things more difficult. Some accidents may also leave very visible marks, such as scarring and burns, hurting your self-image.

5. The company needs to know – Finally, it is also good for the company when people bring to light flaws and safety issues. They can quickly correct these problems, and a safer workplace has countless benefits; minimised costs, lower turnover, and a better reputation are just a few of them. Forward thinking businesses will appreciate the chance to fix potentially fatal safety issues.

No matter how you choose to pursue this matter, know that staying quiet and just letting it go is the worst possible option.

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WordPressContent marketing is gaining recognition as an effective online marketing strategy. Businesses flock the Internet and seize opportunities to inform the public and ultimately gain customers. Content is the name of the game now and everybody is playing it. So as a businessperson, you ask, how do I get on top of the game? Moreover, how do I stay on top?

The answer is simple: content optimization. Well, it’s not really simple if you delve on it. For starters, here is a quick guide on how you can optimize texts on your content.

Title tags

Title tag is an important HTML element that briefly describes what your page is about. It essentially guides viewers and search engines about your page. It is important then that your title tags should have the proper keywords.

Title tags should only have a maximum of 70 characters long, including the spaces, so make sure that only the most important words are included. Experts from TrueLogic Online Solutions Inc. advise the use of simple and short words. If it is possible, include the name of your company on the keyword.

Meta descriptions

One of the most neglected HTML elements is the meta descriptions. Make sure you don’t leave this out because you could lose potential viewers and customers if this is not effectively written.

Meta descriptions provide key information about the search result. When writing meta descriptions, you have to bear in mind that your goal is to compel the viewers to click on your page. Make sure that you don’t use generic descriptions. Offer something beneficial to the viewer so you can persuade and sell your content.

 URLs

The most important thing you should remember when optimizing your URL is it also should contain the keywords for your page. It will give search engines more information about your content. Optimize your URL by making it direct and relevant.

Content makes businesses go ‘round. Make sure to update and upgrade your content to increase business opportunities and expand your network of contacts.

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restaurantFrom that first formal date as a couple to the 50th anniversary celebration, dining at a great restaurant is a special way to celebrate each special stage in your relationship. While many people consider this an old-fashioned way of celebrating these events, restaurants actually nurture romance, and there is always something romantic about them that help a relationship grow.

Here are the relationship milestones you need to celebrate in a fine bistro:

First Formal Date

First dates these days are no longer very formal, but it’s always nice to look back at a classy evening. Once you are officially together, why not go on another first date? Choose a restaurant with great food and one with a romantic ambience. Remember, though, that there is a difference with romantic and intimate and plain old creepy.

Meeting the Parents

When meeting the parents and putting the best foot forward, a special restaurant with a quiet table is always the best option. Say you live in Queensland, a beautiful meal at a restaurant somewhere in Fortitude Valley in Brisbane sets the right tone, as most restaurants have a great atmosphere for introductions.

Proposal

You are ready to commit and want propose to her in the most “yes-worthy” way possible—doing it in a special restaurant where you had your first date can be very romantic. Ask management to find a quiet table for you, and if you want to capture the moment with the help of family and friends, or maybe the restaurant’s team, then ask help from the manager.

Rehearsal Dinner

Tradition dictates that the parents of the groom pay for the rehearsal dinner, but in these modern times, it can be different. Cut the stress with a budget-friendly menu, comforting food, and hassle-free parking, so find one that makes everything easy for you.

First, Silver, and Gold Wedding Anniversary

These events call for reminiscing the past, so it is always worth it to go someplace intimate – at least if you’re both still able to. If you can both still get up and function on your own, then a quiet restaurant is the best place to go.

They say love needs feeding. Whether it is your first date, your first kiss, or the time you introduce her to your parents, or your wedding anniversary, there are relationship milestones you need to celebrate somewhere special.

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IBM Simon Personal CommunicatorThe first ever smartphone in the world, the chunky IBM Simon, is now two decades old.

Reminder of the Different Era

The term “smartphone” was not yet invented when it was launched, but Simon was the first device that has the functions of modern-day mobile phones.

“The Simon wasn’t called a smartphone back then,” said curator Charlotte Connelly. “But it had a lot of the features we see today. It had a calendar, it could take notes and send emails and messages and combined all of this with a cell phone.”

The IBM Simon features a black and white LCD display and touch support with a stylus.

Information Age Exhibition

Available only in the US, the phone was created by computer company IBM. Simon cost $899 and primarily sold to business people.

The mobile phone allows users to write notes, update their calendar, create contacts, and send and receive faxes.

To celebrate its 20th birthday, the IBM Simon will go on display at London’s Science Museum in October. It is part of a permanent exhibition on the history of communication and information technology of the museum.

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Passive income—that is the secret of the rich.

Wealth is something almost everyone is after. If the same is true for you, it’s important to realise that not all income streams are equal. Some are linear, and some are passive.

Linear income is what you get from a regular job. You work eight or nine hours a day 5 or more days a week and someone pays you for your efforts. Passive income, on the other hand, is when you work once, and earn money even if you are just sitting around doing nothing. With very little effort, you earn money—that is the secret.

Here is a guide to creating streams of passive income:

man saving moneyProperty Investments

Resort Brokers echo what’s been said time and again by financial leaders like ANZ, when you invest in real estate and tourism properties and then rent out, you pave the way to the possibility of earning more. You will enjoy the continuous cash flow received every month, the equity built, and the potential appreciation of the property in the long run.

Royalties

Developing a product and writing songs or books and have them licensed out in exchange for royalties. When you start franchising a food business that blows people’s minds with a “secret sauce”, you can collect franchisor fees. You can also buy someone’s share of a song through a writer’s auction. For example, if a songwriter dies, you can bid on a song, and you can receive a royalty check every month.

Websites or Blogs

Successful Internet entrepreneurs have built streams of passive income through their websites. All you really need is $10 for a domain name, and $20 for hosting, and you can be on the road to developing a website that will have you earning more in no time.

You can also try to sign up with a company and sell their products through affiliate marketing. For example, if you start a tech website, you can become an affiliate of anti-virus software or a web hosting company. You can earn thousands of dollars every month if the website receives a good amount of web traffic.

Work smart and focus on your passive income rather than the active income, so you can have a secure financial future. Who knows, you might even become among the world’s richest if you try hard enough.

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